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Buy Now Pay Later FAQs

What is Buy Now, Pay Later?
Buy Now, Pay Later allows you to pay for your purchases at your own pace from participating online stores. At the end of the Buy Now, Pay Later period, either pay in full with no interest or start paying monthly minimum payments and incur interest (18.9 % APR representative). It’s your choice!

How do I use Buy Now, Pay Later?
When you shop online with any participating merchants, our system reviews each order to determine which payments options are available to you. If Buy Now, Pay Later is offered, you simply select this option.

The first time you purchase with Buy Now, Pay Later you will be asked in the checkout to apply for a Klarna account. If you are approved we will create an account for you and your order will be placed with the merchant.

Every subsequent time you purchase with Buy Now, Pay Later you only need to agree to the purchase and don’t have to sign up again. The order amount will be added to your total balance.

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